Want to be debt-free? Follow three simple steps and secure yourself a better future:
OUR STRATEGY
Steps to a Debt-free Future
Fill Out A Form
Fill out the quick, simple form available on this page. It will help us see whether you qualify for an IVA (Individual Voluntary Agreement).
Free Consultation
Now just wait for a call from us. An experienced and courteous debt advisor will contact you and inform you of all the options available for your situation. This no-obligation consultation is free and fully confidential. You can share your problems, let us know your monthly income, tell us what you can afford, and discuss solutions. We are here to listen and to help.
Debts Written Off
Once you choose a suitable option, you’ll have your debts converted to fixed monthly payments for a short period of time, with up to 80% of debts written off and interests frozen.

OUR SERVICES
How does IVA help you?
Still not sure if IVA is the solution to your most of your struggles? Once your IVA is approved, it benefits you will a bundle of perks. Here are only some of the benefits you get with an IVA:
OUR SERVICES
What debts are included?
We handle a range of debts through our consultation and solutions. We understand that individuals can be struggling with a bunch of different kinds of debts at a time. Once you decide that you want to go with an IVA, consider this an end to your struggles. If any of theses debts sound familiar, an IVA might be the perfect solution for you:
- Credit cards
- Personal loans
- Payday loans
- Business debts
- Council tax arrears
- Store cards
- Property rent arrears
- Overdrafts

ABOUT COMPANY
What is an IVA?
An IVA or Individual Voluntary Agreement is one of the most popular ways for individuals dealing with unsecured debt repayments. A formal agreement is arranged by us, signed by you and your creditors that will help you repay your debts in a much more affordable way.
Through this agreement, the interests and charges on your basic debt are frozen. The remaining debt (which you still owe) is broken down into fixed monthly payments that are affordable and will be completed over a short term only, usually five years.
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How does an IVA work?
To qualify for an Individual Voluntary Agreement, you will usually need at least £6000 from at least two lenders. In addition, you should be able to afford at least a small amount, say £60 monthly for your debt repayments.
However, you needn’t worry about these technicalities. Once you fill out our form, a team of experienced advisors from our company will look into your specific situation. Situations differ from individual to individual. This is exactly why we do not apply a generic solution to everyone.
OUR PROCESS
Stages Involved In An IVA
Once you qualify for an IVA and we have agreed upon a repayment solution after your consent, we will start working on your IVA. Although the work will be done at our end, you should be aware of all the stages involved in the process.
ABOUT PROCEDURE
During An IVA
Once your IVA is approved, you will enjoy the perks of stress-free repayments. Creditors aren’t allowed to trouble you with any phone calls or letters for repayments. They are not allowed to make threats of any legal action towards you during this period.